Our Company
East Anglian Mortgages Limited is the owner of the mortgage centre located at 148 Hamilton Road, Felixstowe. The directors and shareholders are Nigel Fosker and Ray Bingham. Both directors are actively involved in the day to day operation of the business. Our aim is to be Suffolk's most respected and successful financial services business.
Nigel Fosker's career has spanned a wide variety of activities but he has always found himself gravitating towards the financial services industry. He is a qualified Mortgage Adviser and has worked in the insurance sector with the Co-operative Insurance Services and Norwich and Peterborough. His passion for golf has enabled him to work in Sweden as a golf professional and also in Felixstowe as Club Secretary.
Ray Bingham spent 31 years with HSBC before leaving to start his own commercial finance brokerage. He dedicated himself to improving the customer experience with HSBC by breaking down traditional barriers and putting the customer at the forefront of everything. Ray believed that the customer did not just contribute to overheads – they did actually pay the wages !
OUR BELIEFS
We are committed to putting the customer first in all our dealings. We have been fortunate enough to experience good service in the past.
At East Anglian Mortgages we do not believe that such a ‘one size fits all’ approach suits the local community. It is our belief that customers want to talk to people – preferably local people who understand local issues. They want to talk, face to face, with someone who has the knowledge and experience to handle their situation with understanding and empathy.
We are determined to provide a first class, personal service to all our customers. Only by doing so, can we hope to get the recommendations that we need to develop our business.
WHAT WE DO
We are brokers – put simply, we search the whole of the mortgage market to match the right mortgage product for each of our customers. This can often be on price but it may be that flexibility is more important – only by undertaking a comprehensive financial review can we understand what is important for each individual customer.
We can also advise on related insurance products and provide general advice for those setting out in the world of home ownership.
We do not normally charge a fee for mortgage advice, however this will be dependent on your circumstances. If a fee is charged our typical fee is £250.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.